Broker Check
Michael Lucco

Michael Lucco

CEO/Director of Operations

Michael began his career in the financial industry in 2008 with Paychex Retirement Services, where he progressed from Small Market Retirement Sales Representative into Large Market Retirement Sales Representative, and ultimately into Small Market District Sales Manager. Throughout his twelve-year tenure, he supported business owners and their employees in navigating retirement plan strategy, led and developed high-performing sales teams, and consistently ranked among the company’s top performers.

In 2020, Michael joined Excel Wealth Management, bringing his experience in retirement consulting, 401(k) strategy, and client-focused financial planning to a broader and more diverse market. His leadership, vision, and commitment to client outcomes have contributed to the firm’s continued growth and pursuit of becoming one of the largest 401(k)-focused Registered Investment Advisors in the country. 

A lifelong New England resident, Michael resides in Colchester, Connecticut with his wife Kaci and their family. They enjoy spending time at their home in Vermont, skiing, riding motorcycles, traveling, and creating new memories together—embodying the active, adventure-driven lifestyle of New England living.